USAlliance Federal Credit Union is a full-service financial institution, with over 38 years of experience, providing financial services to employee groups in New York such as IBM and American Express and individuals who live, work, or worship in Essex, Middlesex, Suffolk, Norfolk, Plymouth, Barnstable, and Worcester counties in Massachusetts. Established in 1966, USAlliance FCU offers a full range of personal financial services to over 35,000 members nationwide. USAlliance FCU is owned by its membership, therefore profits go directly to its members, often in the form of higher savings rates, lower lending rates and high quality personal service. In addition, the Federal Government insures all deposits up to $100,000.

As a not-for-profit financial cooperative owned by its members, the USAlliance Federal Credit Union's mission statement is:

• To improve the financial security of members and their families.
• To be the principal supplier of financial services to our members.
• To maintain a sound, conservative financial posture

• MEMBER FOCUSED - We anticipate and respond promptly to member expectations and continuously fulfill member needs.
• ACT WITH INTEGRITY - We act ethically for the member, co-workers, suppliers, and our credit union.
• FINANCIALLY STRONG - We support those actions and behaviors that contribute to growth and return.
• GOOD EMPLOYER - We treat employees with respect and dignity. We provide employees with a work environment that is challenging, rewarding, enjoyable, and safe.

Board of Directors

The Board of Directors consists of nine individuals elected by the membership from among the membership. Directors attend committee meetings as required, in addition to the monthly board meetings where they plan, direct and oversee the Credit Union's business activities. All directors are unpaid volunteers.

From left to right, standing: Dean Hiller, John Murphy, William H. Lusk, Alan L. Stuart
From left to right, sitting: James R. Collins, Judith A. Brandt (Secretary), Peter H. Staley (Vice Chairman), George L. Barto (Chairman), Ferdinand S. Spucci
Missing in picture: Ellen Dulberger (Associate), Thomas F. McCormick (Director Emeritus), Joseph E. Hanson (Director Emeritus)

George L. Barto Chairman	John Murphy Director
Peter H. Staley Vice Chairman	Ferdinand S. Spucci Director
Judith A. Brandt Secretary	Alan L. Stuart Director
James R. Collins Director	Joseph E. Hanson Director Emeritus
Dean Hiller Director	Thomas F. McCormick Director Emeritus
William H. Lusk Director	Ellen Dulberger Associate Director

Supervisory Committee

The Supervisory Committee is responsible for safeguarding member assets by ensuring that proper audits are performed. They hire a Certified Public Accounting Firm to perform a comprehensive annual audit, and meet periodically and privately with the independent accountants, as well as the Board of Directors and Management. The Committee also reviews Credit Union operations and monitors member inquiries.

From left to right, standing: Carmine Schiavello (Associate), Scott Forbes (Chairman)
From left to right, sitting: John Murphy (Board of Directors), Arthur Leibowitz (Member), Allan Bednowitz (Secretary)
Missing in picture: Thomas Eppinette (Member), Robert M. DiChiara (Member)

Arthur Leibowitz Member	Thomas Eppinette Member
Allan Bednowitz Secretary	Scott Forbes Chairman
Robert M. DiChiara Member	Carmine Schiavello Associate Member