As a member of USAlliance you have access to five nationwide networks of over 25,000 surcharge-free ATMs. The ATMs have the NYCE, CO-OP, SUM, AllianceOne or Presto logo displayed on the machines. ATMs are located at participating credit unions as well as airports, malls, shopping centers, movies and most other places where you like to use your ATM card. Additionally, Coastal FCU in North Carolina has ATMs throughout the state which are surcharge free for USAlliance members. Please note that you are limited to eight (8) surcharge-free ATM transactions per month at "foreign" (non-USAlliance) ATMs. After the 8th transaction, you will be assessed a fee of $1.50 per transaction by USAlliance. You will not be charged a fee by the other financial institution as long as they are a member of one of the five aforementioned networks.
To locate the ATMs closest to you click on the links below:

www.ATMAllianceOne.org
www.CO-OPnetwork.org
www.SUM-ATM.com
www.Publix.com (Presto network)

New York
Public Access
350 West 31st Street, New York City
600 Midland Avenue, Rye
777 Westchester Avenue, White Plains (Mon - Fri, 6:00 AM to 6:00 PM)
White Plains Hospital Center, Davis Avenue & E Post Rd, White Plains
Northern Westchester Hospital, 400 Main Street, Mt. Kisco
Restricted Access
399 Park Avenue, New York City
American Express Tower, World Financial Center, Third Floor, New York City
Lehman Brothers, 745 Seventh Avenue, 21 Floor, New York City
IBM Hawthorne Research Laboratory, Route 9A, Hawthorne
IBM T.J. Watson Research Center, Route 134, Yorktown
5800 Arlington Avenue, Riverdale

New Jersey
Public Access
24A Vreeland Road, Florham Park (during building hours)
Restricted Access
ISO, 545 Washington Boulevard, 21 Floor, Jersey City

Massachusetts
Public Access
Adams Plaza, 1032 Eastern Avenue, Malden
Liberty Tree Mall, 100 Independence Way, Danvers (during Mall hours)
159 Overland Road, Waltham
581 Massachusetts Ave, Cambridge (Harvest Co-Op)
1960 Massachusetts Ave, Cambridge (5:30AM to Midnight)
71 Station Landing, Medford
101 Station Landing, Medford (8:00AM to 7:00PM)
15 Presidents Landing, Medford
1 Constitution Plaza, Charlestown (8:00AM to 7:00PM)

Restricted Access
Sun Microsystems, 1 Network Drive, Burlington

In addition to the five networks listed above, you can use your USAlliance Visa Check Card at most ATMs that participate in NYCE or Cirrus for cash withdrawals (specify "Checking" for a withdrawal from your SMA), balance inquiries and funds transfers.