USAlliance Federal Credit Union

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Loans & Lines of Credit
Signature Line of Credit

Signature Line of Credit

Capitalize on your good name and solid credit history with a Signature/Overdraft Line of Credit from your Credit Union. This revolving credit line lets you borrow on your signature alone. No collateral is needed. Our Signature/Overdraft Line of Credit is designed exclusively for Credit Union members with a solid credit history and a sound repayment record.

Convenient You're in control. You decide when and where to use your credit line. Borrow as often as necessary. No need to complete a new application each time or wait for approval.

    Signature Line of Credit
  • Request your advance by phone, Internet, mail or in person.
  • Better yet (and faster, too), simply overdraw your Share Management Account (SMA). Your credit line covers checks, debit card purchases, and ATM withdrawals automatically. As long as your accounts are current and adequate credit is available, we'll advance funds against your credit line in $50 increments.
  • Write your own loan. With our Advance Checking option, you receive a separate, fully personalized checkbook of loan checks. Then, each Advance Checking item is posted directly to your credit line for the exact amount you write, bypassing your SMA altogether. Call 800-431-2754 and contact the Checking Department to order Advance Checks.
Overdraft Protection Your credit line automatically covers any overdraft in your Share Management Account up to the full amount of your credit line. Whether your overdraft is purposeful or inadvertent, you're covered.

High Credit Lines From $1,000 to $25,000, your Signature/Overdraft credit line lets you create opportunities. Manage expenses. Build financial security.

Flexible Unlike most ordinary bank loans, you can tailor payments to fit your budget. Pay just the minimum due each month, or specify a payment that pays off your loan even faster. Or make extra payments -- even pay off part or all of your balance. There's never a pre-payment penalty at your Credit Union.

No Red Tape Approval is fast. One application gives you years of headache-free borrowing. Click on the Apply Online link below or by phone, 800-431-2754.

Easy Repayment Your payments will be transferred automatically from your Share Management Account each month. No payments to remember. No checks to write. No envelopes, no stamps.



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