For most people, buying a home is the biggest investment of a lifetime. It's an exciting time, but it can become stressful. That's why, when it comes to mortgage financing, you want to work with someone you trust.

Purchasing or refinancing a home is a big financial step, and USAlliance Federal Credit Union will be with you every step of the way. We can finance eligible 1-4 family houses or condominiums in the USA. Our trained specialists can work with you throughout the application process to cut through the red tape and get you into your new home as quickly and economically as possible.

If your mortgage qualifies for automated underwriting, you might have your preliminary approval in a day, and most closings can be scheduled within 60 days or less. Competitive interest rates and closing costs are another benefit of our mortgage program. The ability to lock in your interest rate at any time during the application process is available. For current rates, call 800-431-2754 ext. 2204 or click here.

We simplify the repayment process, as well. Choose traditional mail payments or time-saving automatic payments. When you authorize payments from your SMA, we'll automatically transfer the funds on the 11th of the month so you can earn full dividends during the 11 day grace period. No need to track due dates for property taxes. The Credit Union will provide a dividend-earning escrow account and handle the tax payment for you.

For further information, click On-line Mortgage Application below or call 800-431-2754 ext. 2320.

• On-line Mortgage Application
• First Mortgage Calculator