Current Savings Rates and Yields

As of Friday, July 04, 2008

This rate schedule sets forth dividend rates and corresponding annual percentage yields that were offered as of the last dividend declaration date within seven calendar days and are accurate as of the date shown above. These rates are subject to change daily.

Variable Rate Accounts
These dividend rates and annual percentage yields may change as determined by the Credit Union's Board of Directors.

Statement Savings	Dividend Rate	Annual Percentage Yield (APY)	Term	Minimum Balance Required	Rate may Change
Share Mgmt /Kids/Teen/Encore Accounts (on the first $2,000)	00.50%	00.50%	DD/DW	NONE	Daily
Share Mgmt /Kids/Teen/Encore Accounts (Amounts over the first $2,000)	00.75%	00.75%	DD/DW	$2,000	Daily
Savings Plus	01.40%	01.41%	DD/DW	None	Daily
Super Savings Money Manager Account	01.90%	01.92%	DD/DW	$25,000	Daily
Diamond Money Manager Account	02.15%	02.17%	DD/DW	$50,000	Daily
Platinum Money Manager Account	02.40%	02.43%	DD/DW	$75,000	Daily
Club Accounts	01.80%	01.82%	1-12 Mos	None	Daily
STAR Account	02.15%	02.17%	DD/DW	None	Daily

These dividend rates and annual percentage yields are variable and may change after the account is opened based on changes in the index.
Variable Rate Certificate Accounts	Dividend Rate	Annual Percentage Yield (APY)	Term	Minimum Balance Required	Rate may Change
1 Year	02.17%	02.19%	1-2 Yrs	$500	Monthly
3 Year	03.13%	03.18%	3-4 Yrs	$500	Monthly

Fixed Rate Accounts These dividend rates and annual percentage yields are Fixed and remain in effect until maturity.
Certificate Accounts	Dividend Rate	Annual Percentage Yield (APY)	Term	Minimum Balance Required
3 Month	02.15%	02.17%	91-96 Days	$500
6 Month	02.90%	02.94%	182-189 Days	$500
9 Month	03.10%	03.15%	270-278 Days	$500
9 Month New Money only	03.35%	03.41%	270-278 Days	$500
11 Month Special Promotion	03.15%	03.20%	334-342 Days	$2,500
12 Month	03.20%	03.25%	365-729 Days	$500
15 Month	03.30%	03.35%	15 Mos	$500
15 Month Special Promotion	03.75%	03.82%	15 Mos	$2,500
18 Month	03.40%	03.46%	18 Mos	$500
24 Month	03.35%	03.41%	2-3 Years	$500
24 Month Special Promotion	03.50%	03.56%	2-3 Years	$2,500
36 Month	03.40%	03.46%	3-4 Years	$500
48 Month	03.45%	03.51%	4-5 Years	$500
60 Month	03.50%	03.56%	60-71 Months	$500
Jumbo	02.25%	02.28%	31-364 Days	$100,000

• Statement Savings Accounts have no minimum balance requirement.
• Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month.
• The annual percentage yield for all accounts is based on an assumption that dividends will remain in the account until maturity (or one year). A withdrawal will reduce earnings. A premature withdrawal from a Certificate Account will incur a substantial penalty.
• All term accounts are available for a range of maturity dates to permit you to schedule redemption for a business day.
• These accounts are subject to fees which will reduce your total earnings and other conditions which are detailed in our Membership Disclosure Booklet; Certificate Account Disclosure Form; and Fees and Service Charges Schedule.

Current Loan Interest Rates/Rebates