Roll Over
unused funds year to year
Insured
up to $250,000 by NCUA
100%
tax deductible deposits

Protect your health and your savings with an HSA

Healthcare costs can put a burden on your finances, whether they are ongoing, short-term, or unexpected medical issues. With a Health Savings Account (HSA) from USALLIANCE, you can prepare for these costs so that when the time comes, you’re prepared to handle healthcare costs without damaging your budget.

An HSA is a tax-advantaged medical savings account available to members who are enrolled in High Deductible Health Plans. Deposits made to your HSA account are 100% tax deductible, so be sure to consult your tax advisor to make sure you’re getting the maximum tax benefit. The funds in your HSA account can be used for a variety of qualified medical expenses such as co-pays, deductibles, dental, and vision. Unlike a flexible spending account (FSA), money in your HSA that you don’t spend rolls over and accumulates from year to year, so you don’t need to worry about spending a certain amount before a deadline. Rates begin at 0.02% APY on the first $2,000 in the account and rise to 0.05% APY on amounts over $2,000.

Healthcare is expensive, and medical costs can quickly become overwhelming. Don’t leave your hard-earned savings vulnerable to a sudden or ongoing health issue. Start planning ahead today and protect yourself with an HSA.

Young female pharmacist working in her large pharmacy. Placing medications, taking inventory.
Young female pharmacist working in her large pharmacy. Placing medications, taking inventory.

Protect your health and your savings with an HSA

Healthcare costs can put a burden on your finances, whether they are ongoing, short-term, or unexpected medical issues. With a Health Savings Account (HSA) from USALLIANCE, you can prepare for these costs so that when the time comes, you’re prepared to handle healthcare costs without damaging your budget.

An HSA is a tax-advantaged medical savings account available to members who are enrolled in High Deductible Health Plans. Deposits made to your HSA account are 100% tax deductible, so be sure to consult your tax advisor to make sure you’re getting the maximum tax benefit. The funds in your HSA account can be used for a variety of qualified medical expenses such as co-pays, deductibles, dental, and vision. Unlike a flexible spending account (FSA), money in your HSA that you don’t spend rolls over and accumulates from year to year, so you don’t need to worry about spending a certain amount before a deadline. Rates begin at 0.02% APY on the first $2,000 in the account and rise to 0.05% APY on amounts over $2,000.

Healthcare is expensive, and medical costs can quickly become overwhelming. Don’t leave your hard-earned savings vulnerable to a sudden or ongoing health issue. Start planning ahead today and protect yourself with an HSA.

Prepare for healthcare costs

Open an HSA

What our members say:

So Helpful!

"Sushil in the Deposit Account Services Dept. assisted me with the opening of my new HSA Checking. She was professional, knowledgeable and very helpful! Thank you Sushil and USALLIANCE!"

- Rachel

Love the No Fee HSA.

"Great app, hours, and account perks."

- Heidi

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

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Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

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