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Financial plan review
IRA, 401K, 457 plans and TSP rollovers
Education funding
Retirement planning
Tax efficient investments*
Life and long-term care insurance

Meet Our Advisor

We’re committed to providing our members with superior financial solutions. That’s why we have partnered with a financial planning service, CUSO Financial Services, to offer members the tools and services needed to make smart investment decisions.
Learn More about Financial Planning Services.  Check on the background of CUSO Financial Services, L.P. on  FINRA's BrokerCheck.

To contact our advisor, call toll free (888) 423-3462

James Sears
CFS Financial Advisor
Email: Jsears.cfsinvest@usalliance.org
Port Chester, Westchester and Greenwich Counties, New York City, and New Jersey.

Contact your advisor today to schedule an appointment.
To schedule an initial phone consultation, click the box below.

Make An Appointment
*Non-deposit and investment services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the Credit Union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to Credit Union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Online Financial Calculators

401(k) Planning Calculator
Ready to get the 411 on your 401(k)? Enter your basic salary information and your employer’s 401(k) contributions and we’ll tell you how much money you can expect to accumulate by the time you’re ready to retire.
College Cost Calculator
With the cost of college rising, we want to help you make a payment plan for your child. Enter some basic information and we’ll calculate how much money you need to meet your goals- whether you want to save on a monthly basis or invest a lump sum.
Investment Planning Calculator
Hoping to calculate how much an investment will accumulate over time? Enter the investment information and we’ll show you the impact of increased investment return, including the projected value and increase.
IRA Options Calculator
If you’re new to retirement planning, it can be challenging to weigh the benefits of a Roth vs. traditional IRA. Your eligibility is dependent on several factors including your age, income, and filing status. Enter your information and we’ll show you your IRA eligibility.
Life Insurance Planning Calculator
Life insurance can help provide financial protection for your loved ones in the unfortunate event of a premature death. Enter some basic information, your immediate cash and desired annual income needs, and your available resources and we’ll calculate how much you should invest in life insurance.
Retirement Planning Calculator
The thought of saving for retirement can be daunting, but not if you have attainable goals set on a yearly basis. Enter some of your basic information and your desired age of retirement and we’ll show you how to save now to save less.

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“I've been a member for almost a year and I love this credit union. The application process is so quick and easy! I am a member for life.”
Evelyn, USALLIANCE customer
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