To receive any advertised product, you must become a member of USALLIANCE Financial.
USAlliance Federal Credit Union is dba USALLIANCE Financial.
Copyright © 2026 USALLIANCE Federal Credit Union. All rights reserved.
Questions or comments? Email memberservices@usalliance.org
or call (800) 431-2754 (M-F 8:00am—6:00pm ET, Saturday 9:00am—3:00pm ET)
Federally insured by NCUA | Equal Housing Lender NMLS #562301.
**APY = Annual Percentage Yield. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month. The APY for all accounts is based on an assumption that dividends will remain in the account until maturity (or one year). Early withdrawal will reduce earnings. These accounts are subject to early withdrawal fees and other conditions which are detailed in our Truth in Savings Disclosure and Membership Agreement, Certificate Account Disclosure, and Fees and Service Charges Schedule. Rates accurate as of 10/26/2026.
At maturity, Certificates will automatically rollover into a Certificate of the same term at the current fixed rate unless members change their selection. At maturity, Certificates that are marked as specials will automatically rollover to a regular (non-promotional/non-special) Certificate of the same term at the current regular fixed rate. Members can change this selection any time before maturity. USALLIANCE also provides a 7-day grace period after maturity for members to alter their rollover choice. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month, there’s a $500.00 minimum balance to open a Certificate Account, and early withdrawals are subject to fees and may reduce earnings.
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