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1 - To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account on the last calendar day of each qualifying month. The maximum rebate amount is $10.00 per month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.

2 - High Dividend Savings is a variable rate savings account. Rate valid as of 10/1/2025, rate is subject to change after the account is opened. Dividends are calculated and compounded daily and credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. Fees may reduce earnings on account.

Note that you must be 18 or older to apply online.

IMPORTANT INFORMATION: We are required, by federal law, to obtain, verify, and record information that identifies each person opening or having access to a USALLIANCE Financial Account. We will ask for your legal name, residential address, Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), Phone Number, and Date of Birth and may ask to see corroborating documentation.

By continuing this application you certify you are applying for this account on your own behalf and will not share your login credentials with anyone.