Who We Are
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Who is providing this notice?
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USAlliance Federal Credit Union is doing business as USALLIANCE Financial, and USA Specialty Lending.
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What We Do
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How does USALLIANCE Financial protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
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How does USALLIANCE Financial collect my personal information?
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We collect your personal information, for example, when you
- Open an account
- Deposit money
- Pay your bills
- Apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non-financial companies.
- USALLIANCE Financial has no affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and non-financial companies.
- USALLIANCE Financial does not share with nonaffiliates so they can market to you.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include investment, financial product, brand loyalty, credit card or insurance companies.
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Other important information
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For Alaska, Illinois, Maryland, and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi, and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
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