RYE, NY (October 27, 2026) – USALLIANCE Financial announced a 5.05% APY** on its 18-month Certificate Account and a 5.00% APY** on its 12-month Certificate Account, offering the highest certificate rates in the country for their respective terms* as the credit union celebrates 60 years of serving members.
Beginning October 26, 2026, these APYs are available nationwide to eligible new and existing USALLIANCE members.
“Sixty years ago, this organization was built on a simple idea: putting our members first,” said Brett J. Wheeler, President and CEO of USAtLLIANCE Financial. “Offering one of the best certificates in the country continues to deliver on our commitment in this milestone year and into our seventh decade.”
For additional information or to open a certificate, visit usalliance.org/investment-products/cd.
*Based on term savings account rate information published by Investopedia.com and DepositAccounts.com as of October 26, 2026, among financial institutions included in its comparison. Rates and rankings are subject to change. USALLIANCE does not control or guarantee the accuracy, completeness, or timeliness of information provided by Investopedia.com and DepositAccounts.com
**APY = Annual Percentage Yield. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month. The APY for all accounts is based on an assumption that dividends will remain in the account until maturity (or one year). Early withdrawals will reduce earnings. These accounts are subject to early withdrawal fees and other conditions which are detailed in our Truth in Savings Disclosure and Membership Agreement, Certificate Account Disclosure, and Fees and Service Charges Schedule. Rates accurate as of 10/26/2026.
At maturity, Certificates will automatically rollover into a Certificate of the same term at the current fixed rate unless members change their selection. At maturity, Certificates that are marked as specials will automatically rollover to a regular (non-promotional/non-special) Certificate of the same term at the current regular fixed rate. Members can change this selection any time before maturity. USALLIANCE also provides a 7-day grace period after maturity for members to alter their rollover choice. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month. There’s a $500 minimum balance to open a Certificate Account, and early withdrawals are subject to fees and may reduce earnings.