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USALLIANCE flexible terms icon
Flexible terms
Select your term up to five years.

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Select your own rate
You can select the rate that best meets your financial goals.

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Current Specials

LIMITED TIME OFFER High-Yield CD Special (36 Month @ 2.2% APY*)
Members can earn one of the highest yields in the market today - 2.2% APY for 36 months. Invest as little as $500 or as much as you like. New money only (funds not currently on deposit at USALLIANCE). eStatements are required.
If you would like to open this special as an IRA, please call our Financial Services Department at 800.431.2754 X1260 and they will be happy to assist you.
MyChoice CD Special - Add 0.25% to ANY CD Rate* (excluding specials and 24 Month CD)
Minimum to open a CD is $500. eStatements are required. New money only (funds not currently on deposit at USALLIANCE) Members can choose their own promotional CD by adding 0.25% to any CD maturity excluding specials and 24 month when opening a MyLife Checking Account with Direct Deposit** or any USALLIANCE credit card.

PROMOCODE: “MYCHOICE” (when applying online or via phone)
*Note: Your rate will be raised 0.25% after first direct deposit is received or first use of your new credit card and promo code verified
24 Month Step-Up CD Special (Currently 1.26% APY*)
This CD requires a minimum of $500 to open. eStatements are required. Available to new and current members alike. Member can request a one-time rate step-up should the rate on this CD rise. Step-up is limited to this offer only. No Maximum. New money only (Funds not currently on deposit at USALLIANCE).
* APY = Annual Percentage Yield. Limit one Special Certificate Account (CD), per unique social security number. Cannot be combined with any other promotional offers, discounts or rates. In all instances, the term CD refers to Certificate Account.  Minimum deposit is $500.  Offers, including the stated APY, are effective February 24, 2017. New money is considered funds not currently on deposit at USALLIANCE. Member must be enrolled or enroll for eStatements at the time of account opening. USALLIANCE reserves the right to end or modify this offer at any time. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month. Early withdrawal of funds from any certificate will incur a significant penalty. Withdrawal of funds from a Certificate Account (CD) prior to maturity will incur a significant penalty. Fees may reduce earnings.

** Direct deposit must be a minimum of $500 per month to qualify. Current members with existing checking and/or credit card accounts do not qualify for this promotional offer. CD will be funded after direct deposit or credit card usage is verified.

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“Professional service, great customer support and the best CD rates on the market.”
Erica, USALLIANCE customer
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