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Flexible terms
Select your term up to five years.

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Select your own rate
You can select the rate that best meets your financial goals.

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Current Specials

12 or 24 Month Step-Up Certificate
Want to open a Certificate but hesitating because you're afraid rates will go higher? No problem at USALLIANCE. Deposit your funds in our 12- or 24-Month Step-Up Certificate and you can bump up your rate when the timing is right.**
Certificate Saver Special
Even if you start small, you can save big with a 12 Month Certificate Saver Special. Start with as little as $500 and add to your initial investment over time. eStatements are required. Not available for retirement accounts.
* APY = Annual Percentage Yield. In all instances, the term CD refers to Certificate Accounts.  Minimum deposit is $500.  New money is considered funds not currently on deposit at USALLIANCE. Member must be enrolled or enroll for eStatements at the time of account opening. USALLIANCE reserves the right to end or modify this offer at any time. Dividends are calculated and compounded daily and credited monthly on the last calendar day of the month. Early withdrawal of funds from any certificate will incur a significant penalty. Withdrawal of funds from a Certificate prior to maturity will incur a significant penalty. Fees may reduce earnings.

** Member can request a one-time rate increase prior to maturity. On the date of the request, we will adjust the rate to match the USALLIANCE rate posted for the regular certificate with the same original maturity (12 or 24 months).

Build your savings and maintain your peace of mind
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“Professional service, great customer support and the best Certificate rates on the market.”
Erica, USALLIANCE member
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