Access
To 30,000 + No-Fee ATMs
Insured
Up to $250,000 by NCUA
Free
Credit Score Monitoring

MyLife Checking is the go-to account for your everyday needs.

Your checking account should adapt to you, not the other way around. That’s why with MyLife Checking you can use your Visa® debit card at checkout, pair it with your mobile wallet for contactless payments, and keep track of your finances on the go with USALLIANCE’s digital banking app. However you bank or shop, you can rely on MyLife Checking.

No fee icon

No Maintenance Fees or Minimum Balance Requirements

MyLife Checking is a free, no-hassle checking account, so there are no monthly maintenance fees or minimum balances to worry about.

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Get Paid Early with Direct Deposit

When you set up direct deposit, you can get access to your paycheck up to two days early!1

Atm icon

Access 30,000+ No-Fee ATMs, Get Refunded for Outside ATMs

You’ll have access to over 30,000 surcharge-free ATMs, but we’ll also refund you the same day for non-USALLIANCE ATM fees, up to $10 per month.2

USALLIANCE mobile app displayed on phone with a debit card.

Additional Features

Credit score tracker icon

Free Credit Score Monitoring

Keep an eye on your finances with free credit score monitoring – delivered directly to your digital banking dashboard each month.

Protection shield icon

Overdraft Protection and Privilege

We’ve got your back if you overdraw your account in emergency situations.

Alert icon

VISA® Debit Card Alerts

Receive custom alerts about your debit card activity sent to you via text message. Update your preferences anytime with digital banking.

USALLIANCE mobile app displayed on phone with a debit card.

MyLife Checking is the go-to account for your everyday needs.

Your checking account should adapt to you, not the other way around. That’s why with MyLife Checking you can use your Visa® debit card at checkout, pair it with your mobile wallet for contactless payments, and keep track of your finances on the go with USALLIANCE’s digital banking app. However you bank or shop, you can rely on MyLife Checking.

No fee icon

No Maintenance Fees or Minimum Balance Requirements

MyLife Checking is a free, no-hassle checking account, so there are no monthly maintenance fees or minimum balances to worry about.

Number two icon

Get Paid Early with Direct Deposit

When you set up direct deposit, you can get access to your paycheck up to two days early!1

Atm icon

Access 30,000+ No-Fee ATMs, Get Refunded for Outside ATMs

You’ll have access to over 30,000 surcharge-free ATMs, but we’ll also refund you the same day for non-USALLIANCE ATM fees, up to $10 per month.2



Additional Features

Credit score tracker icon

Free Credit Score Monitoring

Keep an eye on your finances with free credit score monitoring – delivered directly to your digital banking dashboard each month.

Protection shield icon

Overdraft Protection and Privilege

We’ve got your back if you overdraw your account in emergency situations.

Alert icon

VISA® Debit Card Alerts

Receive custom alerts about your debit card activity sent to you via text message. Update your preferences anytime with digital banking.

Open your MyLife Checking account today!

Open Now
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What our members say:

Great Customer Service!

“USALLIANCE has been a great experience from a financial standpoint. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”

- Kari

I Would Recommend

"The overall services from USALLIANCE was EXCELLENT. Thank you again for all your services. 👍"

- Tricia

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

New USALLIANCE members can now qualify for layoff insurance at an exclusive discounted rate!

Through our exclusive partnership with Quil, qualified USALLIANCE members are now able to enroll in Quil’s Income Protection Membership at a discounted price.3

Learn more about Quil

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