Members get paid up to two days early when they set up Direct Deposit through their MyLife Checking account.
No monthly maintenance fees or minimum balance requirements
Because you shouldn't have to put in work to get a free checking account, and you shouldn't have to wonder if you make the minimum balance requirement either.
Rebate of non-USALLIANCE ATM fees
You never know where life is going to take you. You'll have access to over 25,000 surcharge-free ATM fees, but we'll also rebate you $15 per month in non-USALLIANCE ATM fees.
24/7 account access
Access your account through our online banking portal or mobile app, which has been recognized as one of the best banking apps in the country.
A free monthly credit score
Keep an eye on your finances with a free monthly credit score delivered directly to your online banking account each month.
Overdraft Protection and Privilege
Opt-in for Overdraft Privilege and be covered when you overdraw your account in emergency situations.
VISA Debit Card
It's the access point to your funds, which are insured by the National Credit Union Administration up to $250,000. Activate your new card by calling 866-985-2273.
VISA Debit Card Alerts
Receive near real-time alerts about your debit card activity. You may set custom alerts to be sent to your mobile phone and email address. Update your preferences online, anywhere, anytime through this cardholder website. Learn more
Open your MyLife Checking account
Our classic account for all your needs, with extra perks that you’ll love. And one just for your teen, to help develop strong money management skills.
MyLife Checking for Teens
No maintenance fees
No minimum balance requirements
Rebates of Non-USALLIANCE ATM Fees
Early Pay direct deposit
Free monthly credit score
Free Bill Pay
Online and Mobile Banking account access
Free ATM/Debit card
“Life’s complicated. Managing your checking account shouldn’t be. The new USALLIANCE MyLife Checking Account brings convenience at your fingertips.”
411 Theodore Fremd Avenue, Suite 350, Rye, NY 10580-1426
Routing number: 221981063
USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 90,000 members worldwide.