MyLife Checking Account

Please refer to USALLIANCE's Truth-in-Savings Disclosure and Membership Agreement, and Fee Schedule for important information and disclosures.

1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.

2 - Apple Watch and Apple Pay are registered trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

3 - To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account on the last calendar day of each qualifying month. The maximum rebate amount is $10.00 per month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.

4 - One offer per member number. Offer valid only for new MyLife Checking or new MyLife Fresh Start Checking accounts opened on or after January 1, 2023. Use Promo Code 250QUIL to redeem offer. Existing USALLIANCE members with any checking account product are ineligible for this promotion. Members who have had any USALLIANCE checking account product within the previous 12 months are ineligible for this promotion. Members must have enrolled and purchased a Quil Income Protection Membership on or after the account opening date. Eligible members are subject to approval by the Credit Union. Offer subject to change at any time. Restrictions and limitations may apply. MyLife Checking Account and MyLife Fresh Start Checking Account are subject to approval. USALLIANCE reserves the right to alter promotion timing and conditions without notice. Promotion cannot be combined with other offers, rates, or discounts. To qualify for this promotion, the following criteria must be met: 1) A minimum direct deposit of $2000 per calendar month is required for (3) three consecutive months after account opening. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, verification or trial deposits from financial institutions, ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, etc.), mobile check deposits, and cash loads or deposits do not qualify as direct deposit for the purposes of this promotion. The first qualifying Direct Deposit must be added to the eligible checking account within 60 days of opening. 2) The qualifying account must additionally maintain an average minimum monthly balance of at least $500 OR make at least 25 debit card purchase transactions per calendar month for (3) three consecutive months, beginning within 60 days of account opening. The $250 will be deposited to the member’s qualifying checking account within one statement period after the end of the 3-month introductory period, providing the member has been enrolled with Quil Income Protection Membership for a minimum of 45 days. VISA is not a sponsor of this promotion. USALLIANCE is federally insured by NCUA.