To 30,000 + No-Fee ATMs
Up to $250,000 by NCUA
Credit Score Monitoring
MyLife Checking is the go-to account for your everyday needs.
Your checking account should adapt to you, not the other way around. That’s why with MyLife Checking you can use your Visa® debit card at checkout, pair it with your mobile wallet for contactless payments, and keep track of your finances on the go with USALLIANCE’s digital banking app. However you bank or shop, you can rely on MyLife Checking.
No Maintenance Fees or Minimum Balance Requirements
MyLife Checking is a free, no-hassle checking account, so there are no monthly maintenance fees or minimum balances to worry about.
Get Paid Early with Direct Deposit
When you set up direct deposit, you can get access to your paycheck up to two days early!1
Access 30,000+ No-Fee ATMs, Get Refunded for Outside ATMs
You’ll have access to over 30,000 surcharge-free ATMs, but we’ll also refund you the same day for non-USALLIANCE ATM fees, up to $10 per month.2
Additional Features
Free Credit Score Monitoring
Keep an eye on your finances with free credit score monitoring – delivered directly to your digital banking dashboard each month.
Overdraft Protection and Privilege
We’ve got your back if you overdraw your account in emergency situations.
VISA® Debit Card Alerts
Receive custom alerts about your debit card activity sent to you via text message. Update your preferences anytime with digital banking.
MyLife Checking is the go-to account for your everyday needs.
Your checking account should adapt to you, not the other way around. That’s why with MyLife Checking you can use your Visa® debit card at checkout, pair it with your mobile wallet for contactless payments, and keep track of your finances on the go with USALLIANCE’s digital banking app. However you bank or shop, you can rely on MyLife Checking.
No Maintenance Fees or Minimum Balance Requirements
MyLife Checking is a free, no-hassle checking account, so there are no monthly maintenance fees or minimum balances to worry about.
Get Paid Early with Direct Deposit
When you set up direct deposit, you can get access to your paycheck up to two days early!1
Access 30,000+ No-Fee ATMs, Get Refunded for Outside ATMs
You’ll have access to over 30,000 surcharge-free ATMs, but we’ll also refund you the same day for non-USALLIANCE ATM fees, up to $10 per month.2
Additional Features
Free Credit Score Monitoring
Keep an eye on your finances with free credit score monitoring – delivered directly to your digital banking dashboard each month.
Overdraft Protection and Privilege
We’ve got your back if you overdraw your account in emergency situations.
VISA® Debit Card Alerts
Receive custom alerts about your debit card activity sent to you via text message. Update your preferences anytime with digital banking.
What our members say:
Great Customer Service!
I Would Recommend
Experience the Cooperative Difference
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Related Products
Please refer to USALLIANCE's Truth-in-Savings Disclosure and Membership Agreement, and Fee Schedule for important information and disclosures.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account by the end of each calendar day. The maximum rebate amount is $10.00 per calendar month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.