As its name would suggest, a debt consolidation loan incorporates all of your outstanding debt into a single payment, which becomes lower than your previous ones. You can potentially save thousands over the life of the loan.
Get pre-qualified instantly online
After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.
Consider your options
Consolidating your debt does not automatically transfer to an improved credit score. This type of loan involves transferring your existing debt, but with the benefits of a single payment and the gradual improvement of your credit over time.
411 Theodore Fremd Avenue, Suite 350 Rye, NY 10580-1410
Routing number: 221981063
USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 90,000 members worldwide.