A personal loan allows you to borrow a specific amount of money and pay it back through regular monthly payments with no collateral to qualify. You can use your personal loan to fund a vacation, consolidate debt, pay for a major purchase or manage unanticipated bills.
Get pre-qualified instantly online
After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.
Flexible terms with a fixed rate
That means your monthly payment is the same each and every month of the loan's term. This month to month consistency can help aid your monthly budgeting process.
No pre-payment penalty
Consolidating debt or paying off high interest rate credit cards may improve your credit score. If you find yourself able to pay off the loan earlier than anticipated, there is no penalty to do so.
You provide us with...
Your social security number
Your current employer information
Your gross income
The purpose of the loan
Your previous employer information
Your co-applicant's information
Personal loans for any reason
To help you live live fully. The funds you need for personal endeavors.
Signature Line of Credit
Use to finance any need
Low fixed rate
Use to cover account overdrafts
Use to pay down high interest debt
“I applied for a personal loan online, received instant approval, e-signed my paperwork the next day and had the funds deposited in my account within 48 hours. Awesome!! No hassles, no drama, no burdensome proof of my life's worth..just fast, easy and professional service from a great customer service driven credit union. Keep up the good work.”
411 Theodore Fremd Avenue, Suite 350, Rye, NY 10580-1426
Routing number: 221981063
USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 100,000 members worldwide.