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Help with the unexpected
Let’s face it: life happens. Even with a good track record for saving and planning your finances responsibly, chances are something still may come up now and then that you can't quite afford. MyLife Ready Cash is great for helping to pay an unexpected expense.1
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A loan like no other
Unlike other loans, the MyLife Ready Cash does not require underwriting, processing or funding. Plus, we offer significantly lower rates when compared to alternative lenders.
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Fast approvals
When we say fast, we mean it! Members receive a loan decision in as little as 60 seconds (yes, seconds!) of submitting the application.
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No Credit Checks
An automated process determines the approval, which does not involve a credit check. Instead, USALLIANCE relies on information about your relationship with the Credit Union.
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Easy to apply
Applying is easy! All you have to do is access USALLIANCE Digital Banking to get started.
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Funds deposit automatically
Upon approval, your funds, ranging from $200–$1000, are deposited into your checking account within minutes for ease of access.2
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Easy, automatic payments
No need to worry about signing in to your account or calling your local branch to make a payment. Upon approval, automatic payments are set up for you, giving you peace of mind that everything is on time.3
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Low cost to apply
Low cost application fee ($18).4

MyLife Ready Cash

The next time you need cash for your unexpected financial emergencies like a car repair or medical bill, MyLife Ready Cash is here for you – if, and when, you need it.

Log in to USALLIANCE Digital Banking to get started.

Apply Now

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“I've been a member for almost a year and I love this credit union. The application process is so quick and easy! I am a member for life.”
Evelyn, USALLIANCE member
Budgeting Aid
Working with a budget? Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.
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