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Features

Borrow what you need
Your credit builder loan can be quite small or more substantial, depending on your individual needs.
Make payments over time
Turning a bad credit profile into a good one doesn’t happen overnight. The credit builder loan is designed so you make small payments over time, ultimately raising your score to good standing.
Great, competitive rates
Boost your credit profile
Whether you’re looking to boost your low credit score or are just starting out and need to establish credit, a credit builder loan can help you achieve your personal financial wellness goals.
Terms Range
Terms range from 6 -24 months with amounts ranging from $500 - $2,000. Qualifications, Terms and Rates based on qualifiying criteria such as income and credit determined at the time of opening.
Start rebuilding your credit today
Apply Now

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“I've been a member for almost a year and I love this credit union. The application process is so quick and easy! I am a member for life.”
Evelyn, USALLIANCE member
Budgeting Aid
Working with a budget? Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.
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