Borrow what you need
Your credit builder loan can be quite small or more substantial, depending on your individual needs.
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Make payments over time
Turning a bad credit profile into a good one doesn’t happen overnight. The credit builder loan holds the amount borrowed in your USALLIANCE account while you make small payments over time. You receive the funds once the loan is paid, ultimately raising your score to good standing.
Great, competitive rates
Build or repair your credit with a low interest rate.
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Boost your credit profile
Whether you’re looking to boost your low credit score or are just starting out and need to establish credit, a credit builder loan can help you achieve your personal financial wellness goals.
Terms Range
Terms range from 12 -24 months with amounts ranging from $500 - $2,000. Qualifications, Terms and Rates based on qualifying criteria such as income and credit determined at the time of opening.
Start rebuilding your credit today
Pre-qualify now

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“I've been a member for almost a year and I love this credit union. The application process is so quick and easy! I am a member for life.”
Evelyn, USALLIANCE member
Budgeting Aid
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