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In 1966, the International Business Machines Corporation (IBM) was an emerging pioneer in the information technology industry. It was during this same time that a small group of IBM employees banded together to create a financial institution to serve the unique monetary needs of Tri-State Area IBM employees.

Since those early days serving a small group of IBM employees, we have expanded our reach and evolved into an ever-growing multi-faceted $2 billion cooperative serving over 136,000 members worldwide, including the employees of American Express, PepsiCo, and of course, IBM. Our community charters encompass a variety of neighborhoods including town of West Haven in Connecticut; qualifying districts of Manhattan, Mount Vernon, and the Bronx in New York; the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester; the New Jersey counties of Bergen and Passaic; as well as many colleges and universities, houses of worship, and local and state employees of qualifying counties in NY. We also provide financial membership services for many great community-oriented organizations such as ASCAP, AOPA, Tread Lightly, and the New York Historical Society, just to name a few.

As a full-service not-for-profit financial institution, we offer a full range of checking, savings, credit cards, and loan products as well as various online banking services. Our members have access to 6,000 branch facilities and 30,000 surcharge-free ATMs across the country, in addition to USALLIANCE’s mobile banking app that was recently recognized by Finovate as one of the best in the industry.

We are also an industry leader in providing new electronic services to members, such as online, mobile and tablet account and loan opening, Apple Pay, checking balances on the Apple Watch, and more.

USALLIANCE Annual Meeting

May 25, 2023

Volunteer Leader Opportunities

Volunteers at USALLIANCE serve on the Board of Directors, on the Supervisory Committee and as Associate Directors – they are an integral part of our success. Help us continue to grow and respond to members’ needs by lending your unique experience. Volunteer today.

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Be a part of the cooperative

Member Benefits

Become a member today and start experiencing how we can help you achieve your dreams and save you money!

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Credit Union Difference

As a Credit Union, USALLIANCE was founded on the cooperative motto of “people helping people.”

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Governance & Leadership

USALLIANCE Financial is governed by a Board of Directors, elected by our members. Elected volunteers provide strategic direction and governance, as well as monitor the overall affairs of the Credit Union.

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Our people are our most valuable asset. We recognize their value – the hard work and dedication they give.

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