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Home Lending Center

Our People Make The Difference, Honestly

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A HELOC can help finance life’s necessities and luxuries.

- Deborah, Mortgage Servicing Specialist

ATTENTION MEMBERS: If you have a USALLIANCE HELOC please note that Effective March 22, 2018, the Wall Street Journal Prime Rate increased by 25 basis points which will result in an increase of .25% to your HELOC APR, effective April 1, 2018. This change will result in an increase to your monthly interest payment, beginning with payment due on May 25, 2018. Please insure that if you have an automatic payment setup on your loan, that you make the proper adjustments to your payment prior to payment due date. Thanks!

Our HELOC Features


Borrow up to 90% of the value of your primary residence.

And up to 85% for second homes for well-qualified borrowers.


Flexible terms with competitive rates.

Credit lines from $25,000 to $500,000


Potential tax deductions.

Consult a tax advisor to learn more about the deductibility of taxes and interest.


Use your HELOC to cover any expense.

Your line of credit can be used for any expense including debt consolidation, college tuition or home improvements.

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How can we help you?

Buying a home or borrowing on your equity is a major life decision. We’re sure you have questions. And our knowledgeable home lending specialists can help answer them. Please give us a call or schedule an appointment today.

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+1 (800) 431-2754 x2320
(M-F 9am-5pm)

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+1 (800) 431-2754 x2320
(M-F 9am-5pm)

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