Home Lending Center

Our People Make The Difference, Honestly

We’re ready to make the move when you are.

Have questions or need assistance? Contact Us

Our Mortgage Features


Shop for your new home with confidence.

Get pre-qualified in no time and at no cost.

Mortgage Qualifier Calculator


Wide range of products to fit any budget.

Fixed, adjustable and jumbo – all at highly competitive rates.

View Rates


Fast closings.

You’re ready to move so we’ll move quickly to get you into your new home.

Do’s and Don’ts Blog


Easy refinancing.

Giving your mortgage a new home with USALLIANCE could help save you money.

Refinance Calculator

Ready to apply?

Apply Now!

Our Process

1. Getting Started

The best place to start is by educating yourself about mortgages. They have a "language" all their own so take some time to learn the meaning of frequently used terms. It is help you better evaluate which mortgage product is best for you. You can also taking a look at mortgage rates and begin shopping for a realtor. And don't forget to check your credit score! You'll want to get the best rate possible.


2. Prequalification

Know what you can afford before you shop. Through a fast and free process, we can give you prequalification on a loan amount and a monthly payment that fits your needs. When you find the home you want, you can use your USALLIANCE Financial pre-qualified mortgage loan to negotiate and buy with confidence.


3. Loan Application

To begin the application process, apply online at any time. There is no cost or obligation with our online application. We will need certain information about yourself and the property you are planning to purchase or refinance. Information can be changed if necessary as you work with your loan officer to complete your application.

Ready to apply?

Apply Now!

4. Processing and Underwriting

Our processors and underwriters will review your application, order an appraisal on the property, handle your mortgage insurance, and assign any loan conditions.


5. Closing

Once all your pre-closing conditions are approved, we will set up a closing date convenient for you. The closing agent will provide the loan documents. The closing agent will also provide you with a list of items you will need to bring with you to closing, as well as your final closing figures. Once your appointment with the closing agent has been established, we will work hand in hand with the closing agent to provide you with all information in a timely manner so that you can prepare for the closing of your mortgage loan.

Ready to apply?

Apply Now!

How can we help you?

Buying a home or borrowing on your equity is a major life decision. We’re sure you have questions. And our knowledgeable home lending specialists can help answer them. Please give us a call or schedule an appointment today.

Schedule an appointment
Email us to find a time that fits your schedule.

Schedule appointment

Call us today
+1 (800) 431-2754 x2320
(M-F 9am-5pm)

Se Habla Español
+1 (800) 431-2754 x2320
(M-F 9am-5pm)

Mortgage Do’s and Don’ts