Checking Accounts
- No monthly maintenance fees
- No minimum balance requirements
- Federally insured by the NCUA up to $250,000
MyLife Checking
The perfect checking account for your everyday needs. Get paid up to two days early with direct deposit1, get refunds on non-USALLIANCE ATM fees, and keep an eye on your finances with free monthly credit scores.
MyLife Checking for Teens
Give your teen a taste of financial freedom and the opportunity to learn lifelong skills, with just the right amount of oversight from you. Your teen can deposit checks, view their account balance, and access over 30,000 ATMs.
Back to top
Savings Accounts
- Competitive rates to maximize your savings
- Perfect for building up an emergency fund or saving for a big purchase
- Federally insured by the NCUA up to $250,000
High Dividend Savings
4.65% APY* with no withdrawal fee.
Compared to the national average of 0.58% APY, our High Dividend Savings Account can amplify your savings in a hurry!
MyLife Savings
2.00% APY on your first $500.
Our essential savings account that helps you meet your financial goals with a boost on your first $500 to get you started.
MyLife Savings for Kids
Annual $10 gift from us on your child’s birthday!
Get 2.00% APY on the account’s first $500 to help your child get excited about saving.
MyLife Money Market
Great savings rates in a flexible, tiered account.
Save more than an average savings account and automatically get bumped up to the best rate when your balance reaches a new tier.
Back to top
Certificate Accounts
- Rates among the best in the industry
- Term options from 3 to 60 months to fit your goals
- Interest compounds daily and is paid out monthly
18 Month Certificate Account
Special Rate: 4.10% APY
12 Month Certificate Account
Special Rate: 4.30% APY
11 Month Certificate Account
Special Rate: 4.45% APY
Back to top
Credit Cards
- No annual fee or penalty APR*
- 24/7 fraud protection tracking
- Purchase protection and extended warranty coverage
Visa® Signature Credit Card
Spend. Earn. Enjoy. Our Visa Signature Card offers a rewards program that lets you earn points for every dollar you spend.
Visa® Classic Credit Card
A simple, straightforward card with everything you need. No annual fees, no penalty APRs, and the same great low rate on purchases, balance transfers, and cash advances.
Visa® Secured Credit Card
Perfect for those looking to establish or rebuild credit. With rates as low as 18.00% APR, it works like a regular credit card, but secured by a savings account.
Back to top
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.