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At USALLIANCE, we empower our members to live life fully. As a full-service, not-for-profit financial institution, we offer a full range of checking, savings, credit cards, and loan products as well as various online banking services. Our members have access to 6,000 branch facilities and 30,000 surcharge-free ATMs across the country, in addition to USALLIANCE’s mobile banking app that was recently recognized by Finovate as one of the best in the industry.

Become a member today and start experiencing how we can help you achieve your dreams and save you money!

Step 1

Open a MyLife Checking Account

Here's what you'll need

Valid Government Issued ID

Valid Government Issued ID

  • Driver’s License
  • U.S. Passport
  • Military or State Issued ID
Tax ID Number

Tax ID Number

  • Social Security Number
  • Individual Tax Identification Number
  • (ITIN)
Basic Information

Basic Information

  • Personal Details
  • Employment Information
Step 2

Set Up Online and Mobile Banking

Get 24/7 account access through our online banking portal or mobile app

Online Banking

Online Banking

Access your account from your laptop or desktop computer

Enroll Now

Mobile Banking

Mobile Banking

Bank on the go with our mobile app

Learn More

Step 3

Set Up Direct Deposit

Get paid up to two days early1 when you set up Direct Deposit through your MyLife Checking account.

Are you interested in switching your direct deposit, but don't want to go through the hassle? Let us do the work for you.
Switching to USALLIANCE has never been more easy or secure.

Learn more about ClickSWITCH


Here's what you'll need

Routing Number

USALLIANCE Routing Number

221981063

Account Number

Your MyLife Checking Account Number

Find your account number via Mobile or Online Banking, on your checks, or your monthly statement.

Prefer to contact Human Resources on your own?

Download Direct Deposit Form
Step 4

Overdraft Options

An overdraft occurs if you do not have enough funds in your account to cover a transaction. Choose how you would like us to cover a potential overdraft transaction.

Overdraft Protection

We'll transfer funds from your designated alternate USALLIANCE account in the event that you overdraft.

  • Make temporary purchases
  • Protected for just a small fee

Download Opt-In Form

Overdraft Privilege

Be covered if you make a purchase that exceeds the funds in your account.

  • Applies to accounts in good standing
  • Coverage at the Credit Union's discretion

Download Opt-In Form

Step 5

Order Checks

Your first order of 50 checks is free.

Order Checks

Sign into Online Banking to order checks

We’re Here to Help

Feel free to contact us if you need any assistance switching to USALLIANCE

Call Member Services

Call Member Services

Monday - Friday 7:30 a.m. to 8:00 p.m.
Saturday 9:00 a.m. to 3:00 p.m.

+1 (800) 431-2754

Live Chat

Live Chat

Message one of our Member Service Representatives

Chat Now

Email Us

Email Us

For your security, please don’t include personal information in email messages

Email Us

Visit Branch

Stop In and Say Hi!

Find a USALLIANCE Branch or ATM near you

Go Now