Savings Rates

Competitive rates on savings, certificate, and money market accounts.

Rates

All yields accurate as of June 1, 2025 and subject to change after the account is opened.
Fees could reduce earnings on accounts.

APY = Annual Percentage Yield,   DD/DW = Day of Deposit/Day of Withdrawal

Piggy bank icon

Savings Rates

Rates Effective: 6/1/2025

Statement Savings Dividend Rate APY Term Minimum Balance Required Rate May Change
High Dividend Savings 3.6820% 3.75% DD/DW $500.00 Daily
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MyLife Savings
(on the first $500)
1.9810% 2.00% DD/DW $1.00 Daily
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MyLife Savings
(Amounts over $500)
0.020% 0.02% DD/DW $1.00 Daily  
MyLife Savings for Kids
(on the first $500)
1.9810% 2.00% DD/DW $1.00 Daily
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MyLife Savings for Kids
(Amounts over $500)
0.020% 0.02% DD/DW $1.00 Daily  
Learn More About High Dividend Savings


Certificate Accounts

Certificate Account products (similar to CDs) are available for Individual Retirement Accounts (IRAs),
with the exception of the 11 Month Special Certificate (No Early Withdrawal Penalty).

Fixed Rate

Certificate icon

Certificate Accounts

Rates Effective: 6/1/2025

Fixed Rate Accounts Dividend Rate APY Term Minimum Balance Required
60 Month 3.9224% 4.00% 60 months $500
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48 Month 3.9224% 4.00% 48 Months $500
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36 Month1
Rate Special
3.9224% 4.00% 36 Months $500
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24 Month1
Rate Special
4.2585% 4.35% 24 Months $500
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18 Month1
Rate Special
4.1146% 4.20% 18 Months $500
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12 Month1
Rate Special
4.2106% 4.30% 12 Months $500
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11 Month2
No Early Withdrawal Penalty
4.1147% 4.20% 11 Months $500
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9 Month 3.9227% 4.00% 9 Months $500
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6 Month 3.9227% 4.00% 6 Months $500
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3 Month 3.9233% 4.00% 3 Months $500
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Learn More About Certificate Accounts
Increasing rate icon

Step-Up Certificates

Rates Effective: 6/1/2025

Step-Up Rate Accounts Dividend Rate APY Term Minimum Balance Required
24 Month Step-Up 4.0185% 4.10% 24 Months $500
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12 Month Step-Up 4.2106% 4.30% 12 Months $500
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Learn More About Certificate Accounts
Money icon

MyLife Money
Market Rates
(Rates also apply to
our Business Money Market
rates.)

Rates Effective: 6/1/2025

Statement Savings Dividend Rate APY Term Minimum Balance Required Rate May Change
MyLife Money
Market

(Amounts $1,000,000-
$99,999,999.99)
0.5983% 0.60% DD/DW $1,000,000 Daily
MyLife Money Market
(Amounts $500,000-$999,999.99)
0.4989% 0.50% DD/DW $500,000 Daily
MyLife Money Market
(Amounts $250,000-$499,999.99)
0.3993% 0.40% DD/DW $250,000 Daily
MyLife Money Market
(Amounts $100,000 - $249,999.99)
0.2498% 0.25% DD/DW $100,000 Daily
MyLife Money Market
(Amounts $50,000 - $99,999.99)
0.14995% 0.15% DD/DW $50,000 Daily
MyLife Money Market
(Amounts $10,000 - $49,999.99)
0.1000% 0.10% DD/DW $10,000 Daily
MyLife Money Market
(Amounts $2,000 - $9,999.99)
0.0700% 0.07% DD/DW $2,000 Daily
MyLife Money Market
(Amounts less than $2,000)
0 .050% 0.05% DD/DW $0 Daily
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Learn More About MyLife Money Market

Additional Savings Rates

Rates effective: 6/1/2025. Rates may change daily.