All yields accurate as of August 9, 2022 and subject to change after the account is opened. Fees could reduce earnings on accounts.
APY = Annual Percentage Yield, DD/DW = Day of Deposit/Day of Withdrawal
Rates Effective: 8/9/2022
| Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change | |
|---|---|---|---|---|---|---|
| High Dividend Savings | 1.7354% | 1.75% | DD/DW | $500.00 | Daily |  Members sign in to open |
| MyLife Savings/MyLife Kids Savings (on the first $500) | 1.9810% | 2.00% | DD/DW | $1.00 | Daily |  Members sign in to open |
| MyLife Savings/MyLife Kids Savings (Amounts over $500) | 0.020% | 0.02% | DD/DW | $1.00 | Daily |  |
(Rates also apply to our Business Money Market rates.)
Rates Effective: 8/9/2022
| Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change | |
|---|---|---|---|---|---|---|
| MyLife Money Market (Amounts $1,000,000-$99,999,999.99) | 0.5983% | 0.60% | DD/DW | $1,000,000 | Daily |  Members sign in to open |
| MyLife Money Market (Amounts $500,000-$999,999.99) | 0.4989% | 0.50% | DD/DW | $500,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts $250,000-$499,999.99) | 0.3993% | 0.40% | DD/DW | $250,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts $100,000 - $249,999.99) | 0.2498% | 0.25% | DD/DW | $100,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts $50,000 - $99,999.99) | 0.14995% | 0.15% | DD/DW | $50,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts $10,000 - $49,999.99) | 0.1000% | 0.10% | DD/DW | $10,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts $2,000 - $9,999.99) | 0.0700% | 0.07% | DD/DW | $2,000 | Daily | Members sign in to open |
| MyLife Money Market (Amounts less than $2,000) | 0 .050% | 0.05% | DD/DW | $0 | Daily | Members sign in to open |
Certificate Account products are available for Individial Retirement Accounts (IRAs), with the exception of the 11 Month Special Certificate (No Early Withdrawal Penalty).
Rates Effective: 8/9/2022
| Fixed Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | |
|---|---|---|---|---|---|
| 60 Month | 0.7970% | 0.80% | 5 Years | $500 |  Members sign in to open |
| 48 Month | 1.98030% | 2.00% | 4 Years | $500 |  Members sign in to open |
| 36 Month1 | 3.1986% | 3.25% | 3 Years | $500 |  Members sign in to open |
| 35 Month1 | 0.69775% | 0.70% | 35 Months | $500 |  Members sign in to open |
| 24 Month1 | 3.1986% | 3.25% | 24 Months | $500 |  Members sign in to open |
| 18 Month1 | 2.4700% | 2.50% | 18 Months | $500 |  Members sign in to open |
| 12 Month1 | 0.6480% | 0.65% | 1 Year | $500 |  Members sign in to open |
| 11 Month Special2 No Early Withdrawal Penalty |
1.7354% | 1.75% | 11 Months | $500 |  Members sign in to open |
| 9 Month | 0.24975% | 0.25% | 9 Months | $500 |  Members sign in to open |
| 6 Month | 0.1999% | 0.20% | 6 Months | $500 |  Members sign in to open |
| 3 Month | 0.1499% | 0.15% | 3 Months | $500 |  Members sign in to open |
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Rates Effective: 8/9/2022
| Step-Up Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | |
|---|---|---|---|---|---|
| 24 Month | 0.5983% | 0.60% | 2 Years | $500 |  Members sign in to open |
| 12 Month | 0.4989% | 0.50% | 1 Year | $500 |  Members sign in to open |
| Member can request a one-time rate increase prior to maturity. On the date of the request, we will adjust the rate to match the USALLIANCE rate posted for the regular certificate with the same original maturity (12 or 24 months). | |||||
Rates Effective: 8/9/2022
| Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change |
|---|---|---|---|---|---|
| Platinum Money Manager (If minimum balance is maintained) | 0.2996% | 0.30% | DD/DW | $75,000 | Daily |
| Platinum Money Manager (If balance falls below minimum) | 0.050% | 0.05% | DD/DW | $75,000 | Daily |
| Diamond Money Manager (If minimum balance is maintained) | 0.2498% | 0.25% | DD/DW | $50,000 | Daily |
| Diamond Money Manager (If balance falls below minimum) | 0.050% | 0.05% | DD/DW | $50,000 | Daily |
| Silver Money Manager (If minimum balance is maintained) | 0.200% | 0.20% | DD/DW | $5,000 | Daily |
| Silver Money Manager (If balance falls below minimum) | 0.050% | 0.05% | DD/DW | $5,000 | Daily |
| Education Savings Coverdell Education Savings Account (ESA) |
0.650% | 0.65% | DD/DW | $1.00 | Daily |
| STAR Account IRA retirement savings account only (Traditional, Roth, SEP, SIMPLE) |
0.400% | 0.40% | DD/DW | $25.00 | Daily |
| Club Account | 0.250% | 0.25% | 1 - 12 Months | $1.00 | Daily |
| Super Savings Money Manager (If minimum balance is maintained) | 0.250% | 0.25% | DD/DW | $25,000 | Daily |
| Super Savings Money Manager (If balance falls below minimum) | 0.050% | 0.05% | DD/DW | $25,000 | Daily |
| Savings Plus (Amounts > $2,000) | 0.100% | 0.10% | DD/DW | $500 | Daily |
| Savings Plus (on the first $2,000) | 0.050% | 0.05% | DD/DW | $1.00 | Daily |
| Share Mgmt, Kids, Teen and Health Savings Accounts (Amounts > $2,000) | 0.050% | 0.05% | DD/DW | $1.00 | Daily |
| Share Mgmt, Kids, Teen and Health Savings (on the first $2,000) | 0.020% | 0.02% | DD/DW | $1.00 | Daily |
USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 120,000+ members worldwide.
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Live Life Fully Foundation |
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Coral Labs |
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USASpecialty Lending |
USAlliance Federal Credit Union d/b/a USALLIANCE Financial
NMLS #562301 Equal Housing Lender
*APR = Annual Percentage Rate | APY = Annual Percentage Yield
Federally Insured by NCUA