Rates
All yields accurate as of October 1, 2024 and subject to change after the account is opened.
Fees could reduce earnings on accounts.
APY = Annual Percentage Yield, DD/DW = Day of Deposit/Day of Withdrawal
Savings Rates
Rates Effective: 10/1/2024
Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change | Open Account |
---|---|---|---|---|---|---|
High Dividend Savings | 4.1625% | 4.25% | DD/DW | $500.00 | Daily | |
MyLife Savings (on the first $500) |
1.9810% | 2.00% | DD/DW | $1.00 | Daily | |
MyLife Savings (Amounts over $500) |
0.020% | 0.02% | DD/DW | $1.00 | Daily | |
MyLife Savings for Kids (on the first $500) |
1.9810% | 2.00% | DD/DW | $1.00 | Daily | |
MyLife Savings for Kids (Amounts over $500) |
0.020% | 0.02% | DD/DW | $1.00 | Daily |
MyLife Money
Market Rates
(Rates also apply to
our Business Money Market
rates.)
Rates Effective: 10/1/2024
Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change |
---|---|---|---|---|---|
MyLife Money Market (Amounts $1,000,000- $99,999,999.99) |
0.5983% | 0.60% | DD/DW | $1,000,000 | Daily |
MyLife Money Market (Amounts $500,000-$999,999.99) |
0.4989% | 0.50% | DD/DW | $500,000 | Daily |
MyLife Money Market (Amounts $250,000-$499,999.99) |
0.3993% | 0.40% | DD/DW | $250,000 | Daily |
MyLife Money Market (Amounts $100,000 - $249,999.99) |
0.2498% | 0.25% | DD/DW | $100,000 | Daily |
MyLife Money Market (Amounts $50,000 - $99,999.99) |
0.14995% | 0.15% | DD/DW | $50,000 | Daily |
MyLife Money Market (Amounts $10,000 - $49,999.99) |
0.1000% | 0.10% | DD/DW | $10,000 | Daily |
MyLife Money Market (Amounts $2,000 - $9,999.99) |
0.0700% | 0.07% | DD/DW | $2,000 | Daily |
MyLife Money Market (Amounts less than $2,000) |
0 .050% | 0.05% | DD/DW | $0 | Daily |
Certificate Accounts
Certificate Account products (similar to CDs) are available for Individual Retirement Accounts (IRAs),
with the exception of the 11 Month Special Certificate (No Early Withdrawal Penalty).
Fixed Rate
Certificate Accounts
Rates Effective: 10/1/2024
Fixed Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | Open Account |
---|---|---|---|---|---|
60 Month | 3.9224% | 4.00% | 60 months | $500 | |
48 Month | 3.9224% | 4.00% | 48 Months | $500 | |
36 Month1 Rate Special |
3.9224% | 4.00% | 36 Months | $500 | |
24 Month1 Rate Special |
3.9226% | 4.00% | 24 Months | $500 | |
18 Month1 Rate Special |
4.0186% | 4.10% | 18 Months | $500 | |
12 Month1 Rate Special |
4.2110% | 4.30% | 12 Months | $500 | |
11 Month2 No Early Withdrawal Penalty |
4.3545% | 4.45% | 11 Months | $500 | |
9 Month | 3.9227% | 4.00% | 9 Months | $500 | |
6 Month | 4.4025% | 4.50% | 6 Months | $500 | |
3 Month | 3.9233% | 4.00% | 3 Months | $500 | |
|
Step-Up Rate
Rates Effective: 10/1/2024
Step-Up Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | Open Account |
---|---|---|---|---|---|
24 Month Step-Up | 3.9226% | 4.00% | 24 Months | $500 | |
12 Month Step-Up | 4.2110% | 4.30% | 12 Months | $500 | |
|
Additional Savings
Rates
Rates Effective: 10/1/2024
Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change |
---|---|---|---|---|---|
Platinum Money Manager (If minimum balance is maintained) |
0.2996% | 0.30% | DD/DW | $75,000 | Daily |
Platinum Money Manager (If balance falls below minimum) |
0.050% | 0.05% | DD/DW | $75,000 | Daily |
Diamond Money Manager (If minimum balance is maintained) |
0.2498% | 0.25% | DD/DW | $50,000 | Daily |
Diamond Money Manager (If balance falls below minimum) |
0.050% | 0.05% | DD/DW | $50,000 | Daily |
Silver Money Manager (If minimum balance is maintained) |
0.200% | 0.20% | DD/DW | $5,000 | Daily |
Silver Money Manager (If balance falls below minimum) |
0.050% | 0.05% | DD/DW | $5,000 | Daily |
Education Savings Coverdell Education Savings Account (ESA) |
0.650% | 0.65% | DD/DW | $1.00 | Daily |
STAR Account IRA retirement savings account only (Traditional, Roth, SEP, SIMPLE) |
0.400% | 0.40% | DD/DW | $25.00 | Daily |
Club Account | 0.250% | 0.25% | 1 - 12 Months | $1.00 | Daily |
Super Savings Money Manager (If minimum balance is maintained) |
0.250% | 0.25% | DD/DW | $25,000 | Daily |
Super Savings Money Manager (If balance falls below minimum) |
0.050% | 0.05% | DD/DW | $25,000 | Daily |
Savings Plus (Amounts > $2,000) |
0.100% | 0.10% | DD/DW | $500 | Daily |
Savings Plus (on the first $2,000) |
0.050% | 0.05% | DD/DW | $1.00 | Daily |
Share Mgmt, Kids, Teen and Health Savings Accounts (Amounts > $2,000) |
0.050% | 0.05% | DD/DW | $1.00 | Daily |
Share Mgmt, Kids, Teen and Health Savings (on the first $2,000) |
0.020% | 0.02% | DD/DW | $1.00 | Daily |