Rates
All yields accurate as of June 1, 2025 and subject to change after the account is opened.
Fees could reduce earnings on accounts.
APY = Annual Percentage Yield, DD/DW = Day of Deposit/Day of Withdrawal
Savings Rates
Rates Effective: 6/1/2025
| Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change | Open Account |
|---|---|---|---|---|---|---|
| High Dividend Savings | 3.6820% | 3.75% | DD/DW | $500.00 | Daily | |
| MyLife Savings (on the first $500) |
1.9810% | 2.00% | DD/DW | $1.00 | Daily | |
| MyLife Savings (Amounts over $500) |
0.020% | 0.02% | DD/DW | $1.00 | Daily | |
| MyLife Savings for Kids (on the first $500) |
1.9810% | 2.00% | DD/DW | $1.00 | Daily | |
| MyLife Savings for Kids (Amounts over $500) |
0.020% | 0.02% | DD/DW | $1.00 | Daily |
Certificate Accounts
Certificate Account products (similar to CDs) are available for Individual Retirement Accounts (IRAs),
with the exception of the 11 Month Special Certificate (No Early Withdrawal Penalty).
Fixed Rate
Certificate Accounts
Rates Effective: 6/1/2025
| Fixed Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | Open Account |
|---|---|---|---|---|---|
| 60 Month | 3.9224% | 4.00% | 60 months | $500 | |
| 48 Month | 3.9224% | 4.00% | 48 Months | $500 | |
| 36 Month1 Rate Special |
3.9224% | 4.00% | 36 Months | $500 | |
| 24 Month1 Rate Special |
4.2585% | 4.35% | 24 Months | $500 | |
| 18 Month1 Rate Special |
4.1146% | 4.20% | 18 Months | $500 | |
| 12 Month1 Rate Special |
4.2106% | 4.30% | 12 Months | $500 | |
| 11 Month2 No Early Withdrawal Penalty |
4.1147% | 4.20% | 11 Months | $500 | |
| 9 Month | 3.9227% | 4.00% | 9 Months | $500 | |
| 6 Month | 3.9227% | 4.00% | 6 Months | $500 | |
| 3 Month | 3.9233% | 4.00% | 3 Months | $500 | |
|
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Step-Up Certificates
Rates Effective: 6/1/2025
| Step-Up Rate Accounts | Dividend Rate | APY | Term | Minimum Balance Required | Open Account |
|---|---|---|---|---|---|
| 24 Month Step-Up | 4.0185% | 4.10% | 24 Months | $500 | |
| 12 Month Step-Up | 4.2106% | 4.30% | 12 Months | $500 | |
|
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MyLife Money
Market Rates
(Rates also apply to
our Business Money Market
rates.)
Rates Effective: 6/1/2025
| Statement Savings | Dividend Rate | APY | Term | Minimum Balance Required | Rate May Change |
|---|---|---|---|---|---|
| MyLife Money Market (Amounts $1,000,000- $99,999,999.99) |
0.5983% | 0.60% | DD/DW | $1,000,000 | Daily |
| MyLife Money Market (Amounts $500,000-$999,999.99) |
0.4989% | 0.50% | DD/DW | $500,000 | Daily |
| MyLife Money Market (Amounts $250,000-$499,999.99) |
0.3993% | 0.40% | DD/DW | $250,000 | Daily |
| MyLife Money Market (Amounts $100,000 - $249,999.99) |
0.2498% | 0.25% | DD/DW | $100,000 | Daily |
| MyLife Money Market (Amounts $50,000 - $99,999.99) |
0.14995% | 0.15% | DD/DW | $50,000 | Daily |
| MyLife Money Market (Amounts $10,000 - $49,999.99) |
0.1000% | 0.10% | DD/DW | $10,000 | Daily |
| MyLife Money Market (Amounts $2,000 - $9,999.99) |
0.0700% | 0.07% | DD/DW | $2,000 | Daily |
| MyLife Money Market (Amounts less than $2,000) |
0 .050% | 0.05% | DD/DW | $0 | Daily |
Additional Savings Rates
Rates effective: 6/1/2025. Rates may change daily.
- Platinum Money Manager (If minimum balance is maintained): 0.2996% dividend rate, 0.30% APY, DD/DW term, $75,000 required minimum balance.
- Platinum Money Manager (If balance falls below minimum): 0.050% dividend rate, 0.05% APY, DD/DW term, $75,000 required minimum balance.
- Diamond Money Manager (If minimum balance is maintained): 0.2498% dividend rate, 0.25% APY, DD/DW term, $50,000 required minimum balance.
- Diamond Money Manager (If balance falls below minimum): 0.050% dividend rate, 0.05% APY, DD/DW term, $50,000 required minimum balance.
- Silver Money Manager (If minimum balance is maintained): 0.200% dividend rate, 0.20% APY, DD/DW term, $5,000 required minimum balance.
- Silver Money Manager (If balance falls below minimum): 0.050% dividend rate, 0.05% APY, DD/DW term, $5,000 required minimum balance.
- Coverdell Education Savings Account (ESA): 0.650% dividend rate, 0.65% APY, DD/DW term, $1.00 required minimum balance.
- STAR Account, IRA retirement savings account only (Traditional, Roth, SEP, SIMPLE): 0.400% dividend rate, 0.40% APY, DD/DW, $25.00 required minimum balance.
- Club Account: 0.250% dividend rate, 0.25% APY, 1 - 12 Month term, $1.00 required minimum balance.
- Super Savings Money Manager (If minimum balance is maintained): 0.250% dividend rate, 0.25% APY, DD/DW term, $25,000 required minimum balance.
- Super Savings Money Manager (If balance falls below minimum): 0.050% dividend rate, 0.05% APY, DD/DW term, $25,000 required minimum balance.
- Savings Plus (Amounts > $2,000): 0.100% dividend rate, 0.10% APY, DD/DW term, $500 required minimum balance.
- Savings Plus (on the first $2,000): 0.050% dividend rate, 0.05% APY, DD/DW term, $1.00 required minimum balance.
- Share Mgmt, Kids, Teen and Health Savings Accounts (Amounts > $2,000): 0.050% dividend rate, 0.05% APY, DD/DW term, $1.00 required minimum balance.
- Share Mgmt, Kids, Teen and Health Savings Accounts (on the first $2,000): 0.020% dividend rate, 0.02% APY, DD/DW term, $1.00 required minimum balance.