Pre-Qualify
Instantly Online
Flexible
Terms with a Fixed Rate
No
Prepayment Penalty

Personal loans for any reason

Get the cash you need when you need it with a personal loan from USALLIANCE. Our personal loans allow you to borrow a specific amount of money with no collateral needed to qualify. You pay the loan back through monthly payments at a fixed rate, so you're not guessing how much you'll owe each month. If you are able to pay the loan off early, we won't charge you a penalty fee like some financial institutions do. Best of all, you can get pre-qualified online fast by providing some basic information.

If you need cash to pay for an emergency, an expensive purchase, a major life event, or most any other reason, apply for a personal loan today!

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

Smartphone showing the USALLIANCE digital banking loan application interface with various loan options.

Percent icon

Flexible terms with a fixed rate

Our terms range from 24 to 84 months with fixed rates for all options, allowing you to budget for your monthly payments with certainty. See our rates.

No fee icon

No prepayment penalty

Paying off your loan early should be cause for celebration, not a penalty. USALLIANCE will not charge you a penalty fee if you pay off your loan before it's due.

Smartphone showing the USALLIANCE digital banking loan application interface with various loan options.

Personal loans for any reason

Get the cash you need when you need it with a personal loan from USALLIANCE. Our personal loans allow you to borrow a specific amount of money with no collateral needed to qualify. You pay the loan back through monthly payments at a fixed rate, so you're not guessing how much you'll owe each month. If you are able to pay the loan off early, we won't charge you a penalty fee like some financial institutions do. Best of all, you can get pre-qualified online fast by providing some basic information.

If you need cash to pay for an emergency, an expensive purchase, a major life event, or most any other reason, apply for a personal loan today!

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.



Percent icon

Flexible terms with a fixed rate

Our terms range from 24 to 84 months with fixed rates for all options, allowing you to budget for your monthly payments with certainty. See our rates.

No fee icon

No prepayment penalty

Paying off your loan early should be cause for celebration, not a penalty. USALLIANCE will not charge you a penalty fee if you pay off your loan before it's due.

Ready for your cash?

Pre-qualify Now
Members log in to apply

What our members say:

Couldn't Be Easier

"I applied for a personal loan and in less than three days, I was approved and my account was funded. I have a less than perfect credit score and wouldn't even think of trying to apply through a traditional bank."

- Mish2663

I Love The Credit Union

"I use the branch located at the West Haven Connecticut Veterans Hospital and the employees are GREAT!!! I got my first, second and third personal loans from there, a credit card and even financed my motorcycle with them."

- Vaughn

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Free Budgeting Aid Resource

Working with a budget?

Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.

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