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What is America Saves Week?

Since 2007, America Saves Week has empowered individuals to prioritize their financial well-being. It's an opportunity to build smart savings habits and manage debt effectively. Each year, USALLIANCE Financial joins a nationwide network of organizations to provide vital financial education to our hardworking members and communities.

In 2025, USALLIANCE was proud to contribute to the campaign's success, inspiring over 28.5 million Americans to save more than $155 million. Imagine the impact we can make together this year! Take control of your finances by pledging your savings goals with America Saves, and let us support you every step of the way.

Take the pledge with America Saves Week

Take the pledge

Supporting your saving journey one day at a time!

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Monday April 6th: Building a Strong Foundation

Every financial story starts somewhere. Maybe yours began with a paycheck, a big goal, or a simple dream for something better. No matter where you are in your story, a strong financial foundation helps you build confidence—and stability—for whatever comes next. One of the easiest ways to build your foundation is by saving automatically. Set it and forget it! Even $5 or $10 a week adds up faster than you think.

Resources for you:

  1. Strong Starts: How a Solid Financial Foundation Shapes Your Story
  2. Getting a Clear View of Your Finances
  3. Financial Check-in Checklist
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Tuesday, April 7th: Saving for the Unexpected

Life is full of surprises. Some are exciting… and some catch us off guard. A car repair, a medical bill, an unexpected home expense—these moments test how prepared we really are. Emergencies aren’t a matter of if but when. The good news? Even small savings can make a big difference. We encourage you to check your emergency fund goal or set one if you haven’t yet.

Your action plan: Start your emergency fund today

  1. Dedicated savings: Open a separate account for your emergency fund.
  2. Achievable goals: Start small, like $10 a week, and build from there.
  3. Automated savings: Make it easy to save consistently.
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Wednesday, April 8th: Dream Big, Plan with Purpose

Everyone has a dream—owning a home, starting a business, going back to school, or maybe taking that once-in-a-lifetime trip. Big dreams might feel far away, but every dream becomes possible when you pair it with a plan.

Here’s how to get started today:

  1. Pick the life milestones that matter most to you.
  2. Create a savings goal that helps bring that dream closer.
  3. Automate your savings, so your progress happens in the background— with no extra thought required.

Today's resources:

A woman looking at her credit card, and paying down her debt on her laptop.

Thursday, April 9th: Rewrite the Debt Narrative

Debt can feel overwhelming, but it’s not the end of your story. It’s simply one chapter on your path toward financial confidence and freedom. Every payment, no matter how small, is a win. Each step forward brings you closer to a new kind of freedom. The truth is, tackling debt isn’t about perfection. It’s about progress. We encourage you to start by taking inventory of your debts, listing balances, interest rates, and due dates. When you’re ready, choose a repayment method that fits your life—like the snowball or avalanche approach.

Take your next step:

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Friday, April 10th: Your Story, Your Future

Your financial future isn’t written; it’s created by the choices you make today. Every small, intentional step shapes the life you want tomorrow. That’s why today we’re focusing on your story and your future. Maybe you’re dreaming of homeownership, planning for retirement, or starting your own business. Whatever your goal, the key is to start. Take time today to set a clear goal and commit to one action that moves you closer— like contributing to a retirement plan or mapping out a long-term vision for your money.

Keep learning:

Start saving with high dividends

At USALLIANCE Financial, we are committed to helping you reach your savings goals, and to help you reach them faster we’ve created the High Dividend Savings account or HDSA. With an HDSA, you’ll earn a rate on your savings that’s far superior to the national average of only 0.46% APY1. By earning 3.30% APY, you can watch your savings grow much faster and bring you closer to your financial goals!

No matter what those goals are, from a dream house to a new car to the trip of a lifetime, get there sooner with a High Dividend Savings account from USALLIANCE. The only question left is: what are you saving for?

Learn more and start saving

What our members say:

Great Customer Service!

“USALLIANCE has been a great experience from a financial standpoint. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”

- Kari

I Would Recommend

"The overall services from USALLIANCE was EXCELLENT. Thank you again for all your services. 👍"

- Tricia

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

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Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Start saving with high dividends

At USALLIANCE Financial, we are committed to helping you reach your savings goals, and to help you reach them faster we’ve created the High Dividend Savings account or HDSA. With an HDSA, you’ll earn a rate on your savings that’s far superior to the national average of only 0.00% APY1. By earning 0.00% APY, you can watch your savings grow much faster and bring you closer to your financial goals! No matter what those goals are, from a dream house to a new car to the trip of a lifetime, get there sooner with a High Dividend Savings account from USALLIANCE. The only question left is: what are you saving for?

Related Products

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High Dividend Savings

  • 3.30% APY*
  • No withdrawal fees

Get daily compounding interest and a true variable rate to ensure you always get our best possible return on your savings.

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Certificate Accounts

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  • Rate specials offering increased returns

Put your money to work for you – select the term thatʼs right for you and watch your savings grow!

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Credit Cards

  • No annual fees and no penalty APRs
  • 24/7 fraud protection tracking

Whether you’re looking for cash back rewards, a low rate, or a safe way to build credit, we have a credit card for you!

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