About USALLIANCE Financial

Mission Statement

We work side by side with members like you, empowering financial well-being to pursue your dreams.

Our Vision

Be the preferred financial partner for each of our members, using innovation to deliver personalized, meaningful service and create opportunities for all.

Core Values

Our Core Values are the essential and enduring guiding principles and tenets of USALLIANCE.

Trustworthiness

We always act with authenticity, credibility, and integrity, earning trust in every interaction.

Collaboration

We work as a team of diverse and motivated individuals, innovating to advance shared goals and success.

Making a Difference

We put people first in everything we do, translating empathy into action to make a positive impact.

Achievement

We think big, adapt, and innovate. We take ownership of outcomes and celebrate success.

USALLIANCE is a full-service not-for-profit financial institution federally insured by the NCUA, offering a full range of checking, savings, credit card, and loan products as well as various online banking services to over 150,000 members worldwide. Our members have access to 5,300 branch facilities and 30,000 surcharge-free ATMs across the country, in addition to USALLIANCE’s industry leading mobile banking app.

In 1966, the International Business Machines Corporation (IBM) was an emerging pioneer in the information technology industry. It was during this same time that a small group of IBM employees banded together to create a financial institution to serve the unique monetary needs of Tri-State Area IBM employees, which grew to become USALLIANCE Financial.

Since those early days serving a small group of IBM employees, we have expanded our reach and evolved into an ever-growing multi-faceted $3 billion cooperative serving over 150,000 members worldwide, including the employees of American Express, PepsiCo, and of course, IBM.

Our community charters encompass a variety of neighborhoods including town of West Haven in Connecticut; qualifying districts of Manhattan, Mount Vernon, and the Bronx in New York; the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester; the New Jersey counties of Bergen and Passaic; as well as many colleges and universities, houses of worship, and local and state employees of qualifying counties in NY. We also provide financial membership services for many great community-oriented organizations such as ASCAP, AOPA, Tread Lightly, and the New York Historical Society, just to name a few.

At USALLIANCE, despite our constant growth to provide all the products and services typically associated with big banks, our focus remains on our members and providing them with the personalized service of a credit union. We provide our members with a number of significant benefits such as:

• MyLife Checking Accounts featuring Early Pay with Direct Deposit , no fees or minimum balance requirements, and a free monthly credit score check that won’t impact your score
• A free monthly credit score check without impacting your score
• High Dividend Savings Accounts with APY well above the national average
• Checking accounts for teens and savings accounts for kids
• A range of credit cards with outstanding rewards programs
• Loan products for whatever you need, including auto, home, personal, and credit builder loans
• Specialty loans for airplanes, boats, flight school, RVs, and more
• Retirement investment products and services
• Insurance services for anything you need to protect from vehicles to homes to your health