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At USALLIANCE, we empower our members to live life fully. As a full-service, not-for-profit financial institution, we offer a full range of checking, savings, credit cards, and loan products as well as various online banking services. Our members have access to 6,000 branch facilities and 30,000 surcharge-free ATMs across the country, in addition to USALLIANCE’s mobile banking app that was recently recognized by Finovate as one of the best in the industry.
Become a member today and start experiencing how we can help you achieve your dreams and save you money!
Making the switch is easy
Step 1
Open a MyLife Checking Account
Here's what you'll need
Valid Government Issued ID
- Driver’s License
- U.S. Passport
- Military or State Issued ID
Tax ID Number
- Social Security Number
- Individual Tax Identification Number
- (ITIN)
Basic Information
- Personal Details
- Employment Information
Step 2
Register for Digital Banking Banking
Get 24/7 account access through our online banking portal or mobile app
Step 3
Set Up Direct Deposit
Get paid up to two days early1 when you set up Direct Deposit through your MyLife Checking account.
Here's what you'll need
USALLIANCE Routing Number
221981063
Your MyLife Checking Account Number
Find your account number via Mobile or Online Banking, on your checks, or your monthly statement.
Prefer to contact Human Resources on your own?
1Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
Step 4
Overdraft Options
An overdraft occurs if you do not have enough funds in your account to cover a transaction. Choose how you would like us to cover a potential overdraft transaction.
Overdraft Protection
We'll transfer funds from your designated alternate USALLIANCE account in the event that you overdraft.
- Make temporary purchases
- Protected for just a small fee
Overdraft Privilege
Be covered if you make a purchase that exceeds the funds in your account.
- Applies to accounts in good standing
- Coverage at the Credit Union's discretion
1Please note that you can opt-out of Overdraft Privilege at any time. Should you no longer wish to take advantage of this service, simply call Member Services at 800.431.2754 during regular Call Center hours.
We’re Here to Help
Feel free to contact us if you need any assistance switching to USALLIANCE
Call Member Services
Monday - Friday 7:30 a.m. to 8:00 p.m.
Saturday 9:00 a.m. to 3:00 p.m.
USALLIANCE Financial
ABA Routing Number:
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About USALLIANCE
USALLIANCE Financial is a full-service credit union that offers a wide range of banking services. We develop and implement custom-made, secure, and innovative products for many great organizations, in addition to our 120,000+ members worldwide.
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Live Life Fully Foundation |
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Coral Labs |
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USASpecialty Lending |
USAlliance Federal Credit Union d/b/a USALLIANCE Financial
NMLS #562301 Equal Housing Lender
*APR = Annual Percentage Rate | APY = Annual Percentage Yield
Federally Insured by NCUA