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Home Lending Center

Our People Make The Difference, Honestly

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Thinking really big house? USALLIANCE specializes in jumbo mortgages.

- Jason, Senior Loan Closer/Team Leader

New: We are pleased to offer the new 15/1 ARM!

Jumbo Loans


If you find yourself requiring financing greater than what a conventional loan can provide, we can help. USALLIANCE specializes in jumbo loans. Repayment options vary, enabling you to select a mortgage that fits your budget.

Financing for purchase

Rate/term refinance and cash-out refinance transactions

Fixed and adjustable rate mortgage options

Minimum down payment or equity requirement as low as 20%

  Standard jumbo loan amounts of $424,101 to $1,500,000

 Minimum credit score (FICO) 680

 Need a bigger loan? Super jumbo loan amounts of $1,500,001+ are available

Eligible property types:



Owner occupied 1-4 unit primary residences

Pre-Qualify!


1 unit second/vacation home*

Pre-Qualify!


*Investor properties and co-ops are not eligible


 

Jumbo Specials

Up to 90% LTV without PMI

Up to 95% LTV with PMI

  • Min. FICO Score: 740
  • Min. FICO Score: as low as 700
  • Min. Reserves: 9 Months of Housing Expenses (PITIA)
  • Min. Reserves: as low as 6 Months of Housing Expenses (PITIA)
  • Add 0.375% to the interest rate
  • Add 0.125% to the interest rate

Jumbo Specials are offered for well-qualified borrowers.  Additional Terms and Conditions will apply.  Contact a Loan Officer to learn more: (800) 431-2754 x2320.

How can we help you?

Buying a home or borrowing on your equity is a major life decision. We’re sure you have questions. And our knowledgeable home lending specialists can help answer them. Please give us a call or schedule an appointment today.

Schedule an appointment
Find a time that fits YOUR schedule

Schedule appointment

Call us today
+1 (800) 431-2754 x2320 (M-F 9am-5pm)

Se Habla Espanol
+1 (800) 431-2754 x2320 (M-F 9am-5pm)

Ready to apply?

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