Features
A loan for any reason
A personal loan allows you to borrow a specific amount of money and pay it back through regular monthly payments with no collateral to qualify. You can use your personal loan to fund a vacation, consolidate debt, pay for a major purchase or manage unanticipated bills.
Get pre-qualified instantly online
After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.
Flexible terms with a fixed rate
That means your monthly payment is the same each and every month of the loan's term. This month to month consistency can help aid your monthly budgeting process.
No pre-payment penalty
Consolidating debt or paying off high interest rate credit cards may improve your credit score. If you find yourself able to pay off the loan earlier than anticipated, there is no penalty to do so.
You provide us with...
- Your Social Security Number
- Your current employer information
- Your gross income
- The purpose of the loan
- Your previous employer information
- Your co-applicant's information
“I applied for a personal loan online, received instant approval, e-signed my paperwork the next day and had the funds deposited in my account within 48 hours. Awesome!! No hassles, no drama, no burdensome proof of my life's worth..just fast, easy and professional service from a great customer service driven credit union. Keep up the good work.”
Andrew, USALLIANCE member