7500 Route 209, Napanoch, NY 12458 - Located inside the Walmart
Open an account online
Let's pick up where you left off
MyLife Checking
No maintenance fees or minimum balance
Get paid up to 2 days early with Direct Deposit1
Enjoy access to over 33,000 surcharge-free ATMs, up to $25 per month in refunds2 of non-USALLIANCE ATM & Add Cash fees3, and more.
Digital Banking
Bank with confidence from anywhere
A cohesive platform, online or mobile
With digital banking from USALLIANCE, you get all the standard features you use daily plus advanced features you never knew you needed!
Certificate Accounts
Term lengths from 3 to 60 months
Rate specials offering increased returns
Put your money to work for you – select the term thatʼs right for you and watch your savings grow!
Home Equity Line of Credit
Borrow up to 90% of your home value
Flexible terms with competitive rates
A HELOC can help finance life's necessities and luxuries.
Don't see what you are looking for?
Check out all of our products and apply
What our members say:
Felt Valued as a New Member
"My actual experience was amazing. The representative that called and spoke to me was super friendly. We shared a few good laughs together. I absolutely felt my value and proud new member."
- Abraham
Helpful Rep Took the Time to Explain
"The representative was very helpful and took her time to explain everything to me."
- Danely
Experience the Cooperative Difference
USALLIANCE is a non-profit, membership based, full-service financial organization.
Member Focused
We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - In order for an ATM fee, or Add Cash fee to qualify for rebate, one or more ACH direct deposits from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account totaling a minimum amount of $1,000.00 within the last 31 calendar days. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account by the end of each calendar day. The maximum rebate amount is $25.00 per calendar month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.
3 - Add Cash is a retailer cash deposit service made available to USALLIANCE Financial members through VanillaDirect. VanillaDirect is provided by InComm Financial Services California, Inc. and InComm Financial Services, Inc. (NMLS #912772). InComm Financial Services, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. All VanillaDirect Pay barcodes sold in Texas are provided by InComm Financial Services, Inc., which may be reached at PO Box 826, Fortson, GA 31808.
