Enjoy access to over 33,000 surcharge-free ATMs, up to $25 per month in refunds2 of non-USALLIANCE ATM & Add Cash fees3, and more.
Certificate Accounts
Term lengths from 3 to 60 months
Rate specials offering increased returns
Put your money to work for you – select the term thatʼs right for you and watch your savings grow!
High Dividend Savings
3.10% APY*
No withdrawal fees
Get daily compounding interest and a true variable rate to ensure you always get our best possible return on your savings.
Home Lending Rates
Fixed and adjustable rate options
Rates as low as 6.000%, no fees
Competitive rates, flexible terms, no surprises. Home Equity Line of Credit, Home Equity Loan, and more!
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What our members say:
20 Years of Satisfaction
"I've been a customer of USALLIANCE for 20 years and have been extremely satisfied with staff and services."
-Robert
A Pleasant Experience
"It was really pleasant my experience everything I go there."
- Franklin
Experience the Cooperative Difference
USALLIANCE is a non-profit, membership based, full-service financial organization.
Member Focused
We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - In order for an ATM fee, or Add Cash fee to qualify for rebate, one or more ACH direct deposits from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account totaling a minimum amount of $1,000.00 within the last 31 calendar days. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account by the end of each calendar day. The maximum rebate amount is $25.00 per calendar month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.
3 - Add Cash is a retailer cash deposit service made available to USALLIANCE Financial members through VanillaDirect. VanillaDirect is provided by InComm Financial Services California, Inc. and InComm Financial Services, Inc. (NMLS #912772). InComm Financial Services, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. All VanillaDirect Pay barcodes sold in Texas are provided by InComm Financial Services, Inc., which may be reached at PO Box 826, Fortson, GA 31808.
