Enjoy access to over 33,000 surcharge-free ATMs, up to $25 per month in refunds2 of non-USALLIANCE ATM & Add Cash fees3, and more.
Credit Builder Loan
Boost your credit profile
Make payments over time
Make monthly payments on a small loan to establish or boost your credit score.
Digital Banking
Bank with confidence from anywhere
A cohesive platform, online or mobile
With digital banking from USALLIANCE, you get all the standard features you use daily plus advanced features you never knew you needed!
MyLife Savings for Kids
2.00% APY* on the account’s first $500
Annual $10 birthday gift from us
Lessons learned in childhood can stick with your kids for life, so get them excited about saving early on with MyLife Savings for Kids!
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What our members say:
Helpful, Knowledgeable, Short Wait
"The staff are very helpful and knowledgeable. The wait is not long."
- Sharonda
Friendly, Quick, and Professional
"Friendly, quick, an professional. Good customer service, good website-easy to use."
- Tyler
Experience the Cooperative Difference
USALLIANCE is a non-profit, membership based, full-service financial organization.
Member Focused
We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - In order for an ATM fee, or Add Cash fee to qualify for rebate, one or more ACH direct deposits from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account totaling a minimum amount of $1,000.00 within the last 31 calendar days. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account by the end of each calendar day. The maximum rebate amount is $25.00 per calendar month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.
3 - Add Cash is a retailer cash deposit service made available to USALLIANCE Financial members through VanillaDirect. VanillaDirect is provided by InComm Financial Services California, Inc. and InComm Financial Services, Inc. (NMLS #912772). InComm Financial Services, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. All VanillaDirect Pay barcodes sold in Texas are provided by InComm Financial Services, Inc., which may be reached at PO Box 826, Fortson, GA 31808.
